
Payment type |
Buy now pay later |
---|---|
Channel | Online |
Register of Region | PL |
Support of Region | Poland |
Settlement currency | PLN |
Payment Cost |
PayPo is the most popular BNPL method in Poland with over 1 million active users.
PayPo allows shoppers to pay within 30 days or in installments (3 to 12 installments depending on the order value).
After completing your shopping cart, you select PayPo as a payment method, register some basic personal information on the PayPo platform, and PayPo will pay for your order for you, and you can pay in full or in installments within 30 days.
If, after receiving your order, you decide to keep some of the products in your shopping cart, you can return them and pay only for the products you want to keep.
Importantly, for users registered with PayPo, the Installment option
will become active after the first order is paid within 30 days. This means that when you place your first order and pay with PayPo, you do not have the option to pay in installments yet. This service is activated after the first order is paid within 30 days.
Another important thing when using deferred payments is the purchase limit , which increases with subsequent orders paid with PayPo.
For the first purchase, you can get a limit of 300 to 800 PLN (the limit is allocated to each customer individually, based on an assessment of their financial capabilities). Currently, the maximum available limit per user is 3,000 PLN. Remember that this is a multi-limit - it applies to all monthly purchases made through PayPo.
**Deferred payments through PayPo are 100% safe. **
You verify and confirm your order using an SMS code, which you will receive on the phone number you provide during the process.
PayPo processes your personal data only to verify and complete the transaction, all operations are carried out through securely encrypted servers.
Yes! Purchases through PayPo are completely free if you pay the transaction in full within 30 days.
If you choose to repay in installments, the amount will be increased by commissions and interest rates.
The shopper selects PayPo as the payment method
Payment details/info screen. Returning customers skips the data form. New customers need to fill a form with their data.
Shopper confirms further transactions only with an SMS code.
Order is confirmed in seconds.
Shopper is redirected back to the merchant website. Shopper has 30 days to pay or spread payment in instalments.
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