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Melio is a free vendor/bill payment tool that maximizes cash flow and minimizes busywork. Pay vendor bills in and out of the US using bank transfer or debit card even if they only accept checks!
You can also use your credit card where cards are not accepted to hold onto your cash longer and earn card rewards! Accounts Payable re-invented. Melio automatically syncs with your QuickBooks and Xero and even mails checks on your behalf to vendors so you don't need to cut checks anymore.
If conditions permit, I like to use Apple Pay. In theory, NFC is the most secure. And you only need to press twice and touch Face ID. It is also very convenient online. Meituan, Didi and Duoduo all use this.
I've been very happy with ClickDealer. They’ve been around for a while, and have some great offers that you usually can't find anywhere else. I would definitely recommend them to anyone!