| Payment type |
Digital wallets |
|---|---|
| Channel | Online In person |
| Register of Region | CN |
| Support of Region | Norway, United Kingdom, France, Sweden, Italy, Belgium, Estonia, Poland, Slovakia, Lithuania, Cyprus, Denmark, Malta, Slovenia, Luxembourg, Latvia, Romania, Spain, Austria, Ireland, Netherlands, Liechtenstein, Hungary, Czech Republic, Switzerland, Germany, Portugal, Iceland, Finland, Greece,Australia, New Zealand,United States, Canada,Hong Kong, Japan, Thailand, Malaysia, Singapore |
| Settlement currency | USD, EUR, GBP, JPY, AUD, SGD, CHF, SEK, NOK, NZD, THB, HKD, CAD, SEK |
| Payment Cost |
Pay Platform Details
Alipay is one of the most popular payment platforms in China – where it has over 660 million monthly active users – and it’s increasingly used internationally. The mobile payment app is owned by Ant Group (an affiliate company of the Alibaba Group, which owns Aliexpress). Merchants can access cross-border payments through its related product Alipay+.
Alipay allows users to pay for online and offline purchases, make account-to-account transfers, hold a balance on the app itself, and pay bills. It supports multiple payment methods such as credit cards, debit cards, and bank transfers via its digital wallet.
In addition to its payment services, Alipay also offers other financial services, such as wealth management, insurance, investments, and the ability to earn interest on your Alipay funds. It does so many things it’s considered a “superapp”.
How does Alipay work?
Alipay is a standalone payment method and digital wallet. So users can link bank accounts, credit cards, and other payment methods to their Alipay account.
Alipay users can choose to make payments using a QR code, either instore or online using the mobile app. At a physical location, either the merchant scans the user’s QR code, or the user scans the merchant’s QR code to make a payment. Online, the user can pay on a website or app via redirect to the Alipay app, or by scanning a QR code on a computer screen using their phone.
The payment process is fast, secure, and convenient. Alipay is available in multiple languages and currencies, expanding the user base beyond its birthplace, China.
How it works
- Mobile
#1
The consumer selects the Scan button in their wallet app.
#2
They scan the QR code presented by the business.
#3
An order page with the amount appears and the consumer confirms the payment.
#4
The payment summary appears.
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